When the Bank Says "No", We Say Yes!

We have a Solution for Your Small Business Commercial Mortgage Loan

Small Business Owners

Being an entrepreneur has it’s challenges.  Most businesses have the capital, but not the collateral that the banks require.

Church Organizations May Need Help

Many faith based organizations or non-profits may be turned down by larger banking institutions. Let us help you.

Looking to Purhase a New Shop Location

Small shop owners may be interested in refinancing or purchasing a commercial site to expand their business.  We have options to make that possible.

We are the lender you’ve been searching for

We have unlimited amounts of funding resources available to allow us to find lenders nationwide. We as a team understand the unique needs of commercial real estate property loans. With straightforward answers to your questions and easy-to-understand products, we can get you the cash that you need.

Are you self-employed, having trouble verifying income or need money fast? Do you have credit issues or tax issues? Does your unique situation not fit the mold of a traditional bank borrower? Well, Second Finance Lc. is the answer!

Many of the businesses that we work with have found that traditional banks will not underwrite small balance loans or have loans that support commercial building purchases, renovations, debt consolidation or any other commercial mortgage application. Many self-employed building owners find that banks just don’t understand them, Second Finance Lc. does!

Non-Conforming real estate lender

We have been committed to providing loans to individuals who can’t obtain traditional bank financing. If the property, borrower, or situation is “Unbankable”, we can help. We have seen all types of commercial loan scenarios and want to make sure that you are aware of the many deals we approve everyday.

CURRENT CONDITIONS HAVE MADE GOING TO A BANK FOR A BUSINESS REAL ESTATE LOAN NEARLY IMPOSSIBLE. THAT’S WHY WE HAVE ESTABLISHED A TOLL-FREE HOTLINE NUMBER TO HELP at 888-745-5289.

Second Finance, Lc. offers “No Income Verification” loans for clients looking to purchase or refinance investment, residential and commercial properties. We never look at tax returns or personal income statements and there is no DTI (Debt to Income) Analysis. We provide financing on a wide variety of properties that include: Investor 1-4s Multifamily Duplexes, Mixed-Use, Retail, Office, Warehouse and Storage spaces.

Commercial Real Estate Loans

 

We have commercial loans for almost any type of loan you are looking for wihch includes: purchasing, refinancing for rate and terms or refinancing for cash out, rehab, and construction. Our loan programs include bank type loans with low interest rates and hard money type loans with limited documentation. We are a lender who understands the unique needs of commercial real estate property loans. This is why we offer a range of financing solutions that are flexible and tailored to our clients.

For many years, we have been committed to providing loans to individuals who can’t obtain traditional bank financing. We have seen all types of commercial loan scenarios and want to make sure that you are aware of the many deals we approve everyday.

Here are some of the property types we fund:

  1. Mixed-uses
  2. Warehouses
  3. Auto repair/auto body Shops
  4. Apartment buildings
  5. Retails
  6. Office buildings
  7. Hotels/motels
  8. Recreationals
  9. Day Cares
  10. Churches
  11. Hair Salons
  12. Funeral Homes
  13. Garage/Storages
  14. Shopping Centers
  15. Health Cares
  16. Rehabs
  17. Fix up and flip or holds

John W. Dodd, Mortgage Loan Originator NMLS # 317222

Second Finance, Lc NMLS # 1443191

4484 S. Marsalis Ave    Dallas, Texas 75216 (888) 745-5289